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Mar 26 11

And now a brief RE/MAX testimonial.

by jodyzink
MAX-familysmall

Click here! So proud of my company.

Mar 18 11

Finding quirky things makes me happy

by jodyzink
featured

When showing houses, you never know what quirky things you might find.  I enjoy taking pictures of such quirky things and posting them to a blog, twitter or my facebook page, much like I’m doing now. Sometimes it’s the little things. Like the bear toilet paper holder that might sway you to buy the house.  Just ask your Realtor to add it into the contract.  See, it’s all in the details. ;)

What quirky things have YOU seen lately?  :)

Mar 1 11

Coloring Contest for EASTER. No, you’re not too old and NO it’s not too early.

by jodyzink
featuredhouse

EB house click there to print!

THE EASTER BUNNY NEEDS REALTORS, TOO. Color his house and send to Jody Zink by April 22, 2011 for a chance to win fabulous prizes ranging from bragging rights and artistic exposure to gift cards.

Email to Jody@JodyZink.com or snail mail to RE/MAX Preferred, ATTN Jody, 3306 Executive Pkwy, Suite 101, Toledo, OH 43606.

DEADLINE APRIL 22, 2011!  What are you waiting for?

Feb 13 11

OPEN HOUSE TODAY! SUN. FEB 13, FROM 2-4 …. 1023 RICHLAND IN MAUMEE FOR $104,900

by jodyzink
housethree

1023 Richland is a total rehab, complete with wisteria, (I know–sexy!) a new gourmet kitchen with–get this, tons of natural light and brand new appliances. Since appliances are such a personal thing, you get a $2,000 APPLIANCE ALLOWANCE to pick just the right ones!  If you’re a gardner — or even a *lazy* gardener like me, you’ll LOVE all the easy to care for perennials everywhere: Tons of lilacs (my personal fave),  hydrangeas, peonies (my other love), tulips, daffodils, honeysuckle and hostas.

Ever run out of hot water?  If so, you know it bites.  With a new 50-gallon hot water tank, you really won’t ever have to worry about it.  I mean… who likes a cold shower? Well maybe there’s a few out there.  Those people also probably like hair in their salad.

I don’t know about you, but I’ve always wanted a spacious laundry room.  One with enough space that I can actually fold stuff for when I’m really ambitious.  Oh, and there’s a window in this laundry room.  For me, I enjoy some natural light for some clothes-folding inspiration.

So before I end this rant, keep in mind this home is nearly 2,000 square feet with a new furnace and AC, a pole barn/shed, a deck (with established wisteria, just like on TV) and some high-end ceiling fans.  You could even make this 3 bedroom house into FOUR bedrooms with the den!

Easy peasey.  A super value.  We hope to see you soon.

Click the link for my fancy schmancy flyer! 1023 Richland flyer 104,900 better

Feb 12 11

So far in 2011, nearly HALF of Toledo area real estate transactions were CASH

by jodyzink

In January 2011, nearly 46 percent of all Toledo area transactions were CASH, that’s according to John English at Birch Tree Title and NORIS MLS. That’s the highest percentage of cash sales in the past 5 years. It’s a reflection of our hard-hit market and banks not loaning money like they used to a few years ago.

February 8, 2011 The Wall Street Journal reported “Buyers in markets around the U.S. are snapping up homes in all-cash deals, betting that prices are at or near bottom and breathing life into some of the nation’s most battered housing markets. Nationally, 28% of sales were all-cash transactions last year, according to the National Association of Realtors. The rate was 14% in October 2008, when NAR began tracking it.” The article continues… “The harder a market has been hit, the higher the percentage of cash deals. Some cash purchases reflect a tight lending environment, where even people with good credit and ample down payments are sometimes turned away from conventional borrowing. The rates are great but the underwriting is brutal.”

As an agent who works with many buyers, most of whom are creditworthy, I’ve seen this.

According to English, the average sale price in December 2010 was $110,000. It declined to $94,000 in January 2011. The increase in all-cash deals and the decline in the average price are indicative of the rest of the world seeing a bargain in Northwest Ohio real estate.
That’s true.  And I’m not just agreeing with that because I sell real estate.
Also, according to English, the listing inventory declined to 7,035 properties in January 2011, the lowest level of any month in the past 4 years. The January 2011 listing to sales ratio was 17.9 months inventory, which is the lowest January ratio in the last 4 years. Increasing sales and declining listing inventory are very positive trends toward increasing real estate prices.
On the flip side of that, however, the number of bank-owned properties coming on the market in 2011 is increasing – according to agents Jeff Bockrath and Rod Culler who both specialize in listing bank-owned foreclosed properties. The number could be large enough that it will depress real state prices in our region. Jeff thinks that this will continue into 2012. Rod and Jeff are in a far better position to see the inventory issue than most of us. If sales don’t pick up, prices will likely go down.  But f sales pick up,  so may prices. We are attracting buyers from all over the world. If they combine with first time buyers realizing that NOW IS THE TIME TO BUY, we could have a very good market in 2011. Imagine having buyers and sellers at the same time.
Special thanks to John English of Birch Tree Title for allowing me to use his data in my post.
Feb 2 11

Grandpa had a list of “isms” he’d ponder upon

by jodyzink

My grandpa was a wise man. I was always amazed and very proud at all he accomplished as a very successful businessman, but he didn’t have any special advantages growing up. His family was very poor. I remember my mother telling me the story about how he was the only kid in his high school graduating class who did not own a suit and didn’t have money for one.  I wonder if that made him even more determined to be a success.


My dad recently stumbled upon one of Grandpa’s old business cards. On the back was a list of “isms.”  I always wondered from where Grandpa snagged them, but it illustrates he was a thinker. Grandpa was ‘all business’ and not one to show emotional compassion. “Isms” represent a philosophical, political doctrine or a belief system.  I’d have to say *his* belief was CAPITALISM. I’ve listed all the “isms.”


SOCIALISM–If you have two cows, you give your neighbor one.

COMMUNISM–If you have two cows, you give them to the government and the government gives you some milk.

FASCISM-If you have two cows, you keep the cows and give the milk to the government and the government then sells you some of the milk.

NEW DEALISM-If you have two cows, you shoot one and milk the other and pour the milk down the drain.

NAZISM-If you have two cows, the government shoots you and keeps the cows.

CAPITALISM-If you have two cows, you sell one and buy a bull.

My dad wrote them down on a piece of notebook paper. (I love that he puts pencil to paper!)

Jan 27 11

Glass Mosaic Class at Toledo Art Museum

by jodyzink
Mosaic

Not to sound cliche’, Toledo has a rockin’,  world-class art museum.  I’ve taken some great classes, meet some new people and expanded my horizons. I always sign up for classes I know nothing about.  Now I can add printmaking and glass cutting to my resume.  I’ve got cuts on my hands to prove it.  Here’s my latest work!

Jan 26 11

Can FDIC Hotline give the little guy better access to credit?

by jodyzink

Scarcity of credit for housing is a problem.

I’m an affiliate member of the Toledo Home Builders Association and do my best to keep tabs on what’s happening in the housing industry. I received a message from Bob Nielsen, 2011 NAHB Chairman of the Board (National Association of Home Builders) regarding a number to call to help address difficulties in obtaining financing for small business owners, particularly builders and developers. I’m forwarding that information in this post.

Home builders and developers are struggling with getting the credit they need to acquire, develop and construct property.  Them being denied the credit they need and deserve to do their jobs threatens to derail the fragile housing recovery now underway.

A conference last week in Arlington brought these issues to light. Now the Federal Deposit Insurance Corporation (FDIC) has created a hotline and website allowing small business owners to make direct inquiries and register their specific issues or problems they may have concerning credit availability.

According to the message…

“Any home builder, developer or associate who is unable to obtain financing, is having a hard time with an outstanding AD&C (Acquisition, Development & Construction) loan or feels that they have been treated unfairly by their lending institution should alert the FDIC either through the hotline or their website.”

Calling 866-924-NAHB (866-924-6242) will patch you through to the FDIC’s hotline, where you can discuss your specific situation if you choose not to fill out a business assistance form on the FDIC website. Be aware that you will be talking to a live FDIC representative, so have your information at hand. The hotline is operational Monday through Friday, 8 a.m. to 8 p.m., Eastern Standard Time.

To provide more details, the FDIC has created a dedicated website for small businesses atwww.fdic.gov/smallbusiness. Go to the website and then click on the Business Assistance Form at the bottom of the page. This will allow you to fill in information and provide details about lending or credit problems you are having with a specific bank or financial institution. It is the hope of the NAHB that the FDIC will follow through and respond to any inquiries it receives.

Let’s hope it’s a step in the right direction.

Jan 22 11

People say they like an “Open Floor Plan” …

by jodyzink

I think they’re onto something.  Buyers don’t always know what they want, but an “open floor plan” seems to be hitting the mark for many of them.  It’s certainly become a home trend in the last couple years.  Along with a GREAT room.  Those are popular.  Along with rooms connecting from the kitchen for entertaining and quick “grab a snack while passing by the kitchen” kind of popular.  I JUST happened to know of a house that fits this description!  And in a great neighborhood! And in Sylvania Schools in case that fits your needs. (disclaimer: I have been hired to sell this home.)

My personal favorite things of 6914 Perivale Park are …

1.  The FIREPLACE room.  Just off the kitchen.  Super cozy, but not cozy, as in “small.”  No sir.  Cozy as in, “warm” and “inviting.” Cozy as in, “I can curl up by the fireplace while watching snow fall outside.”  THAT kind of cozy.  Like in a storybook.

2. The FINISHED BASEMENT.  Reminds me of a place I’d like to hang out as a teenager and maybe play Nintendo.  Or a cool place to go in the summer where it’s dark to take a nice nap.

3.  Super CURB APPEAL!  Some homes have more than others.  This one definitely has it.   And it’s well-maintained.  Plus, mature trees in a great established neighborhood.

Click 6914 Perivale Park Flyer $188,000 for my fancy schmancy flyer!

Oct 28 10

My two cents on the Toledo real estate market got published.

by jodyzink
CRS magazine Oct 2010 slow market

It’s not sugar coated.  The homebuyer tax credit boosted sales for a time, but has not sustained them. The market is still healing.  The Certified Residential Specialists puts out a bi-monthly magazine in which Realtors from cities around the county were asked if the current market is moving in slow motion.  I have to say, yes.  My excerpt is attached CRS Magazine Oct 2010 slow market